Low point of pay of recent employment-12.10 an hour Thursday, but 15.00 an hour today. How many part time, fast food type jobs pay this kind of money? I'm not complaining. In trying to budget the income for this job, I'm going with $10 an hour, 15 hours a week. Or roughly 450 a month after taxes.

This is important to us, because we realized we made a math error in our budget. We have this "envelope" fund that we take cash out every pay week to go into our envelope system. We accidently put in only 1 envelope fund payment in our monthly calculation, so we now have to cover $337.45 more a month, and that decreases our snowball drastically!

Recently, we decided to "surf" a 21.98% rate CC that has about $1600 on it. New card offers 0% on balance transfers til June 2009. We were approved, got the card, and are waiting for the transfer. Under our standard snowball plan, we'd have paid off the pet CC by May of next year at the latest, but under our super snowball (when thought we'd have $337.45 more per month), we'd have it done by this December. As it is, we WILL make sure its paid off well before June-we sure don't want to pay the cumulative interest charges!

OTOH, it gives us a couple of more cards for our plasticonomy video we'd like to do for Daves show. I'm thinking of a Rube Goldberg set up that ends with the cards going up in flames.